SIDNEY — Like many companies across the Miami Valley, PNC Bank has witnessed growing interest in platforms that protect the integrity of business transactions. The need to guard against fraud as well as keep data confidential have grown in response to a record amount of hacking and other attempts to steal information.
One of the innovative steps to secure transactions utilizes an individual’s fingerprint to authenticate a transaction. PNC offers commercial customers TouchID authentication to access its PINACLE mobile banking app, which provides secure access to PNC’s domestic and international corporate and cash management services.”
Leveraging the biometric fingerprint capability of the iPhone and the security of Apple’s Touch ID technology, users can access account information with the touch of a finger from anywhere that secure WI-FI or cellular service is available. TouchID authentication provides an alternative to a user’s login credentials for quick access to critical account information, such as account and loan balances and transaction details.
“Business leaders expect security and convenience when banking from their mobile device,” said Dayton regional president David Melin, who oversees commercial banking in the region. “With a simple touch of a finger, our clients have fast and easy access to the information that they need most when away from the office.”
In the spring of 2015, PNC introduced chip technology into its existing card network. Cards equipped with chip technology include PNC Credit, PNC Debit and PNC SmartAccess cards. PNC chip cards provide businesses and consumers an additional layer of security when completing purchases or visiting a PNC ATM. The technology within the card shields card data in an effort to thwart unauthorized use and the collection of customer card information.
But PNC’s innovation to help business customers extends beyond security and applies to credit cards services and online pay systems. The PNC Cash Rewards Visa Signature Business Card is a competitive cash back business credit card. With it, businesses can redeem cash back through a statement credit or deposited into an eligible PNC business checking or savings account.
In addition, PNC Merchant Services relaunched CLOVER STATION, for retail-focused small business owners. Initially launched for restaurant owners, the point-of-sale system is an all-in-one tablet-based tech piece that can assist retailers with their day-to-day activities, especially the payment process. Features include a high-resolution touch screen equipped with an encrypted card reader and a fast-focusing camera for barcode and QR scanning. In addition, merchants can use Cloud technology to track their business operations any time from their home computer or smartphone.
PNC’s Sidney branch is located at 2221 W. Michigan (next to McDonald’s). Branch Manager Thomas Paul and his staff, including Business Banker Christopher George, Mortgage Lender Gary Hollenbacher and Financial Advisor Skylar Riddle, lead a team that has extensive banking experience.
“We have three consumer credit cards for our clients. The Cashbuilder Visa earns from 1.25 percent to 1.75 percent cash back on all purchases. Our Core Visa allows customers to transfer balances and make purchases at 0 percent interest for 15 statement cycles. The POINTS Visa is for those customers who want to choose their rewards,” said Paul.
Take the financial stress out of your next car purchase with a PNC Check Ready Auto Loan. Check Ready makes purchasing a car easier with competitive rates and a decision in as little as 15 minutes for most applications
Another popular product is PNC’s Virtual Wallet. This suite of products combines everyday banking with bill payment and money management software.
Contact Paul and his team at 937-498-4761.