Why do we pay for health insurance?

To the editor:

I have an issue that I am so sure many other people do. Why do we pay for insurance?

They have such a high rate that if you are raising a family, single, or retired, you can’t afford it so you choose what you can. The deductible is so outrageously high, unless you have a lot of medical issues, you can never meet it, so therefore you are not covered or you must pay a large amount up front. The average American can’t do this and still save for their future. I have said it and will continue to say it, the government doesn’t run America, the insurance companies do. I know everyone wants to blame the former Administration the problem, but just stop and think about it for a minute — he was trying to make sure everybody could get insurance but the insurance companies said, “We rule, not you.” We have lost some amazing doctors because they don’t want to deal with it anymore.

I had a personal issue with my family in which the hospital waited until surgery was set up, and 24 hours before he was to be there, they called and said we need $500 ahead, today, or we will schedule for another time. This was a serious surgery. Who does that? Just another example of how no one cares anymore.

Hopefully President Trump’s Administration can fix this, but I honestly think he will have a problem!

Maybe we should just say keep your insurance and we will keep our money in savings!

Connie Bundy,